Online Banking DealsOnline Bank Deals, CD Rates, Mortgage Rates, Credit Cards

ING Direct’s newest CD product, ING Direct Added Value, is offering an amazing rate of 2.25% APR on their 12 month CD.  To qualify for the high rate, the CD must be funded with new money.  Minimum of $1 is required to open an ING Direct CD account.

Click here to open ING Direct Added Value CD.

Open a new Discover Bank CD and get $25 bonus.  Discover Bank is offering an excellent rate of 1.95% APY on their Penalty-free 12-month CD.   Offer expires on December 31, 2009.  Make sure to enter D120176 promo code when signing up.

This offer applies to personal accounts only. CD rates based on a $2,500 minimum balance and apply to terms of 3 months to 10 years. A penalty may be charged for early CD withdrawal.

Ally Bank, formerly GMAC Bank, has been one of the aggressively banks promoting  CD .  They offer one of the highest CD Rates compared with other national banks.  All Ally CD comes with no monthly service charge, no minimum deposit requirement, no fee.

Ally Bank CD Rates

Ally Bank CD Rates as of September 2009.  Please note there is no minimum opening CD deposit requirement.

SunTrust bank is based in the South with headquarter in Atlanta, Georgia.  SunTrust bank operates in Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolia, South Carolina, Tennessee, Virginia, West Virginia and Washington DC with 1,700 branches.

SunTrust CD requires a minimum deposit of $2,000.

SunTrust Bank CD Rates

SunTrust Bank CD Rates are as of September 2009.

Regions Bank is headquartered in Birmingham, AL with over $150 billions in asset making it the top 10 bank in the US. Regions Bank operates in 16 states predominately in the South and Midwest with over 2,000 branches.

To qualify for the Regions CD special rate, you need $10,000 in deposit.

Regions Bank CD Rates

Regions Bank CD Rates are as of September 2009

US Bank headquartered in Minnesota is the sixth largest bank in the United States.  US Bank offers all banking products such as Savings Account, Checking Account, CDs, Credit Cards, Home Mortgages.

US Bank CD Rates are relatively attractive compared with other national banks.  US Bank requires a minimum $1,000 deposit.

US Bank CD Rates

US Bank CD Rates are as of September 2009

Bank of America is the largest US Bank  with the most deposits compared to Citibank, Chase Bank, Wells Fargo.  Bank of America (BoA) hits some turbulence during the financial crisis when they merged with the troubled mortgage company, Countrywide, and famed investment bank, Merrill Lynch.

Minimum deposit for Bank of America CDs Certificate of Deposit is $1,000.  If you are going to open a Bank of America CD, their 24-month CD looks attractive compared to their shorter term CDs.

Bank of America CD Rates

Bank of America CD Rates are as of September 2009

Stonebridge Bank is offering an attractive 2.14% APR on their 14-month CD.  In addition to their 14-moth CD, they offer traditional CD maturity terms like 6-month CD, 12-month CD, 24-month CD and 60-month CD.  But their most attractive rate is currently 14-month Certificate of Deposit.

Online application to Stonebridge Bank is available here.

Citibank was one of the World biggest bank until the financial market collapsed in 2009.  Barely able to survive, the Federal Government had to inject over $80 billion dollars to Citibank for it to survive.

Minimum deposit for Citibank Certificate of Deposit is $500.

Citibank Bank CD Rates

Citibank CD Rates are as of September 2009

Chase Bank is one of the largest banks in the World after the merger of WAMU Washington Mutual Bank. In New York City, Chase Bank has the most branches.

All Chase Bank Certificate of Deposits are FDIC insured with $250,000 limit per individual.

Chase Bank CD Rates

Chase Bank CD Rates - Special

Chase CD Rates as of September 2009