Online Banking DealsOnline Bank Deals, CD Rates, Mortgage Rates, Credit Cards

Signup for Chase Bank Online Bill Payment and receive $15 Cash Back.  Hurry the offer ends on December 31, 2009.

Chase Bank Online Bill Payment has the following features:

• It’s Fast. Electronic payments can reach your Payees in two days or less—and you can track your payments from “Sent” to “Paid.”
• It’s Convenient. No envelopes, stamps or hassles—you can pay bills in minutes.
• It’s Easy. Pay your utilities, credit cards and other bills—you can enter your Payee information manually, or use our directory to add a Payee.

Open a new Discover Bank CD and get $25 bonus.  Discover Bank is offering an excellent rate of 1.95% APY on their Penalty-free 12-month CD.   Offer expires on December 31, 2009.  Make sure to enter D120176 promo code when signing up.

This offer applies to personal accounts only. CD rates based on a $2,500 minimum balance and apply to terms of 3 months to 10 years. A penalty may be charged for early CD withdrawal.

Open a Bank of America Free MyAccess Checking and get $75.  The offer is for existing Bank of America Credit Card cardholders only.  Bank of America MyAccess Checking has no monthly maintenance fee, no minimum balance and no direct deposit requirement.

Opening an account is easy and takes just a few minutes. Sign up today to take advantage of this limited-time, online-only offer for Bank of America credit card customers. Make sure Offer Code CH75OL1 appears in the application.

Open an ING Direct ShareBuilder account and get $25 bonus.   You must open a new account with ShareBuilder and deposit at least $25 to be eligible for this promotion. Initial deposit must be completed by 9/30/09. ShareBuilder will deposit a $25 bonus approximately 4-6 weeks after your first $25 deposit.

Open a Sovereign Bank Checking Account with Savings Account and get $100 Cash Bonus.

In order to get the $100 Cash bonus, you need to :

• open a new Sovereign Premier Checking, Business Owner Premier Checking, Interest Checking or Partnership Checking account by October 30, 2009, with a minimum opening deposit of $100;
• request a Sovereign CheckCard (”CheckCard”) and make 2 CheckCard purchases within 60 days after you open your account;
• open any Sovereign savings or money market savings account with a minimum opening deposit of $100 or already have a savings or money market savings account;
• enroll in Online Banking at account opening.

When you qualify, you will receive a credit of $100 to your new checking account within 75 days after you open your checking account. One $100 credit per customer.

Available only for the following states: ME, VT, NH, CT, RI, MA, NY, NJ, PA, WV, MD, DE, District of Columbia.

Wachovia Bank used to a powerhouse bank until the financial crisis emerged.  During the end of the housing boom, Wachovia purchased Golden West who rallied during the market with option and  no interest Mortgages.  This led to the demise of Wachovia Bank which eventually had to merge with Wells Fargo.

Wachovia Bank CD Rates

Wachovia Bank minimum Certficiate of Deposit requires $5,000.

Wachovia CD Rates are as of September 2009

Discover Bank offers one of the highest CD Rates in the nation.  Discover Bank 1 Year CD rate offers an attractive rate of 1.95% with no penalty if you lose your job.  The 1.95% rate is valid until December 31, 2009.

Discover Bank requires a minimum deposit of $2,500 for their Certificate of Deposit products.

Get up to 25,000 Bonus Miles when you open a Chase Checking Account and Chase Continental Airlines Preferred Debit Card. Offers ends on December 31, 2009.

It’s easy to get up to 25,000 bonus miles!

• Get 10,000 bonus miles when you open a Chase Checking account and make 5 debit card purchases or set up direct deposit
• Get another 15,000 bonus miles after your first qualifying purchase if you open a Chase Continental Airlines Preferred Debit Card (annual fee applies)

Both steps are very easy to do and shouldn’t take that much time to complete.  To qualify for the reward you must open a new Chase Checking account with a $100 minimum opening deposit of new money.

Ally Bank is offering 2.10% APR for their 1 Year CDs.  Ally Bank has no monthly fees and no monthly minimum deposit requirement.